1, official employees of government agencies, institutions, schools, hospitals, large supermarkets, large logistics companies, express delivery companies or Fortune 500 companies;

2. Holding other bank credit cards for more than 6 months (individual employees 1 year or more);

3, there are mortgages, car products, car loans and the like under the name;

4. College degree or above (including college)

5. All the cards under the customer's name have accumulated to 380,000 yuan or more within the specified time within one year.