/activity/product/creditloan-dashi-Lucy-index.html The steps of loan are that you submit your personal loan demand and general information to the bank or loan product agency, and then the bank conducts a preliminary review of the loan application of the loan applicant, and arranges a special person to contact the loan applicant. If the contact passes the preliminary review, it will guide the loan applicant to provide the required materials, then conduct an audit and finally reach the loan. The loan application requires the following materials:
Original and photocopy of the borrower's valid identity certificate;
Local permanent residence or valid residence identity certificate
Proof of the borrower's ability to repay the loan. Such as the income certificate issued by the borrower's unit, the borrower's tax bill, insurance policy, etc.
The borrower's pledge right, the list of collateral and ownership certificate required to obtain the amount of pledge and mortgage, and the written document that the owner and the property co-owner agree to pledge and mortgage.
A written document in which the guarantor agrees to provide the required guarantee for the borrower to obtain the guarantee amount.
Credit certification materials of the guarantor.
Collateral appraisal report issued by the appraisal department recognized by the society.
Other documents and materials of bank loan fraud prevention regulations Remember: In fact, the tricks of swindlers are very simple and can be summarized as follows:
(1) The loan requirements are extremely low, and no mortgage or other requirements are required. It can be said that you can get a loan if you want.
(2) I dare not disclose the name of my company, I can't provide the company's business license or the company has no investment scope, I can't provide formal contract texts and invoices, and I won't even give you a landline. You only know the other person's cell phone, but you can't even see the other person's face.
(3) Before the loan arrives, you should charge your so-called travel expenses, interest, handling fees, attorney fees, etc. Anyway, it means asking for money. After you get it, you won't be treated again.
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