I have a CITIC Taobao credit card with a limit of 3,500. I want to spend 3,150 and repay it in installments in 6 months or 12 months. Can you tell me how much I have to repay each month? Thank you.

CITIC Credit Card installment repayment fee ratio:

3rd period 1.95%

6th period 3.60%

9th period 5.40% < /p>

6.60% for 12 periods

11.52% for 18 periods

14.40% for 24 periods

The handling fee is paid in one lump sum in the first installment

If divided into six installments, the handling fee is: 3150*3.6%=113.40

Principal of each installment=3150/6=525

First installment repayment =113.4 525=638.40

The repayment amount of each installment in the future is 525

If divided into twelve installments, the handling fee will be 3150*6.6%=207.90

Each installment Gold = 3150/12 = 262.50

First installment repayment = 207.9262.50=375.90

The repayment amount for each subsequent installment will be 262.50

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