According to the bank's general credit card grading classification, credit cards can be divided into four types: regular card, gold card, platinum card and unlimited card, and the corresponding credit card limits are also different. Take the following banks as examples to illustrate the general credit card limits.
1. China Merchants Bank credit card. Ordinary credit card limit: 1,000-10,000. Where there is no gold card, it can go up to 50,000. Gold card credit card limit: 10,000-50,000. City cards only have gold cards. The limit is It is 5,000-50,000; Platinum card credit card limit: 50,000 plus temporary limit. Basically, it is more than 60,000, and there are also more than 200,000; Unlimited credit card limit: The card is only issued to platinum card invitations. It is said to be unlimited, but there is still a limit. It is the same as the platinum card, 50,000 fixed limit + temporary limit.
2. CITIC Bank credit card ordinary credit card limit: generally between 3,000 and 10,000 yuan; Gold card credit card limit: within the range of 10,000 and 50,000 yuan; Platinum card credit card limit: generally between More than 50,000 yuan. The cash withdrawal limit of CITIC Bank credit card can reach up to 30% of the actual limit.
3. Bank of Communications credit card, ordinary credit card limit: 1,000-10,000 yuan; Gold card credit card limit: 10,000-10,000 yuan; Platinum card credit card limit: generally above 50,000 yuan, up to More than 1 million.
4. Industrial Bank Credit Card: Ordinary credit card limit: generally between 3,000 and 10,000 yuan; Gold Card Credit Card limit: between 10,000 and 50,000 yuan. The maximum cash withdrawal limit for Industrial Bank credit cards can reach 50% of the actual limit. To sum up, under normal circumstances, the limit of a regular card is between 1,000 and 10,000, which is suitable for ordinary working-class people; the limit of a gold card is between 10,000 and 50,000, which requires the applicant to have a certain financial strength; platinum card and unlimited card It is a symbol of distinguished status. The general limit is more than 50,000, with no upper limit. The specific credit card limit needs to be evaluated and determined by the bank based on your comprehensive qualifications.