Credit cards can be repaid in installments. Banks generally need to evaluate the credit status of cardholders according to their credit limit and credit records of credit card consumption. Only after the assessment is passed can the cardholder repay the loan in installments. Generally, you can apply for installment by calling the customer service center of the issuing bank or telephone banking, or you can apply for installment repayment at various outlets and online banking.

1, call customer service. You can call the bank's customer service hotline, follow the voice prompts after the call is connected, and you can apply for staging by yourself. If necessary, you can also directly transfer to manual service for installment application.

2. Online banking. You can log in to personal online banking and click Credit Card Service-Installment Payment-Installment Payment-Set Summary Installment to apply for installment payment.

3. send text messages. If your bill last month meets the requirements of installment, you will receive an installment invitation message from the bank. You can reply directly according to this message, even if the application is successful.

4. Go to the bank business hall. Bring your credit card and ID card to the bank counter.