Is it true that I received a text message from Zhengda Law Firm after my credit card was overdue, and there was an unsubscribe reply message at the end?

This is false. When a law firm sends out lawyer's letters, it may send out lawyer's letters through phone calls, text messages, or letters. Lawyer's letters must be signed by such-and-such lawyer from a certain law firm. , and indicate the date, and there will be no other content later. The situation you mentioned may be a short interest rate issued by an outsourced collection company.

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