Does the subject want to ask, "What if China Merchants Bank's credit card is overdue and you can't provide information yourself?" You should take the initiative to contact China Merchants Bank, first show that you are not maliciously overdue, and explain the reasons for overdue. China Merchants Bank's credit card information shows that China Merchants Bank's credit card is overdue, but information cannot be provided. You should take the initiative to contact China Merchants Bank, first show that you are not maliciously overdue, and explain the reasons for overdue. Credit card consumption is a non-cash transaction payment method, which does not need to pay cash when spending, and repays on the bill date.