The credit limit of a credit card is the total credit limit currently given to you by the bank (including fixed credit limit and temporary credit limit); Available credit limit refers to the unused credit limit in your credit card. In other words, the available quota is negative, indicating that the quota has exceeded the limit. It is likely that there was a temporary quota before, and the temporary quota has expired. Just pay it back on time. The so-called credit limit refers to the maximum amount that the issuing bank can use within the prescribed time limit according to the credit status provided by the cardholder. The credit line can be recycled, and the cardholder can spend first and then repay within the specified credit line, and continue to enjoy all the credit line again after fully repaying all the payables on the due repayment date (inclusive). For partial repayment, you can only enjoy part of the credit line again.

As the times require, Ping An Platinum Credit Card for car owners has been upgraded in terms of service and guarantee in terms of product value-added service design. All kinds of services required by car owners during driving can be realized only through Ping An Pocket Bank APP, including one-click calling for road rescue (accidents and non-accidents with unlimited kilometers in the same city), one-click booking for fine car washing (up to 12 times a year) and one-click calling for drunk driving (6 times a year).

Ping An Manchester United Red Devils Platinum Card, which consists of UnionPay card and VISA dollar card, enjoys exclusive gifts provided by Manchester United, including: customization of star card face, recommending new users of Manchester United card to get signed jerseys and home tickets, and implementing different official Manchester United rewards according to different consumption scenarios of fans (domestic and overseas). In addition, the Red Devils Platinum Card of Ping An Manchester United gave fans more "rights and interests". For example, "Red Devils" fans can get the redemption right of points in Manchester United gift area and get Manchester United peripheral products (hats, T-shirts, jerseys, etc. ) By using UnionPay cards; VISA card can get a maximum discount of 20%, which can be consumed in Manchester United's official channels, and the purchased goods are affordable.

Ping An Elite Platinum Credit Card and Ping An Elite Platinum Credit Card have many value-added services, such as high accident insurance (the highest comprehensive traffic accident protection is 654.38+million yuan), exclusive VIP courtesy (low-cost shuttle service at six domestic airports), five-star business travel and family health care. Users can easily experience the safe one-stop "housekeeper" service.

Ping An Bank Costco co co-branded credit card, Ping An Bank issued Ping An Bank Costco co co-branded credit card as Costco's only co-branded card partner in the Mainland. This co-branded card has the dual functions of Costco membership service and credit card service.