1 Credit card is also called overdraft card. Also called credit card.
The bank card you usually use is a debit card. You can deposit money in it or withdraw money at any time.
A debit card means that you lend money to the bank, and the bank gives you interest, so the money is your own.
The credit card belongs to the bank, right? The money lent to you belongs to the bank. You must pay interest to the bank. Credit cards can only be used for credit card consumption, cash withdrawal, etc. You can't transfer money unless you withdraw cash and then transfer it directly.