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Children's bank card

Yes

Children's bank card is a bank card issued by the bank for children under the age of 16. Many banks offer bank cards for children. For example, ICBC’s Baby Growth Card, Bank of Communications’ Pacific IC Children’s Card, China Minsheng Bank’s Home Alone Card, China Merchants Bank’s Happy Partner Card, Bank of China’s Great Wall Flower Season Card, etc.

If you want to apply for a children's bank card, you only need to take your child to the bank business hall and explain your purpose to the staff, and then show your ID card and your and your child's household registration books. As long as you can prove that you have a custody relationship with your child, the bank will help you handle it. Of course, if your child has already applied for an ID card, you must also show your child's ID card.

However, the functions of children's bank cards are relatively simple. They generally only have the basic service functions of ordinary savings cards, such as deposits and withdrawals, consumption, transfers, etc. However, it will basically be "parent-child related" with the parents' cards.

Everyone needs to note that children’s bank cards are debit cards, not credit cards. Because to apply for a credit card, the applicant must be an adult, over 18 years old, and have full capacity for civil conduct. Therefore, it is impossible for children to apply for a credit card.

However, usually when a child reaches the age of 14 or 16, he or she can apply for an additional credit card for an immediate relative. When children are over 16 years old, they can also go to a bank branch to apply for a savings card with their ID card alone.