The black card of Bank of Communications is Y-power card, which is a youth credit card launched by Bank of Communications for young people. The application threshold is low and the pass rate is high, but it must be a college degree or above. Cards are black and fashionable, so they are very popular with many young people.

Extended data:

Bank of Communications (English BCM, Chinese Bank of Communications) was established in 1908. It is one of the six largest banks in China, one of the oldest banks in China and one of the modern note-issuing banks in China.

1 987 April1day, the newly established Bank of Communications officially opened to the outside world, becoming the first national state-owned joint-stock commercial bank in China, with its head office in Shanghai. Bank of Communications was listed on the Hong Kong Stock Exchange in June 2005 and successfully listed on the Shanghai Stock Exchange in May 2007.

Bank of Communications is one of the major financial service providers in China, covering commercial banks, securities, trusts, financial leasing, fund management, insurance and offshore financial services. There are 235 domestic branches of Bank of Communications, including 30 provincial branches, 7 directly affiliated branches and 199 provincial branches.

By the end of 20 16, the assets of Bank of Communications reached 8,403.2 billion yuan, an increase of 17.44% over the end of last year. The capital adequacy ratio, core capital adequacy ratio and core tier 1 capital adequacy ratio reached 14.02%, 12. 16% and11%respectively; The average return on assets (ROAA) and the average return on shareholders' equity (ROAE) are 0.87% and 12. 18% respectively.

The company's business includes: banking project, tax payment, cash management, asset custody (securities investment fund custody, national social security fund asset custody, insurance fund custody, brokerage collective/directional asset management plan custody, enterprise annuity custody, international custody, trust fund custody, private equity fund custody, etc. ).

Investment banking and financing business (accounts receivable transfer, guarantee business, loan commitment letter, credit certificate, discount of interest-bearing bills by buyers or agreements, discount of commercial bills, foreign government lending business, fixed assets loans in local and foreign currencies, entrusted loans in export tax refund accounts, corporate account overdraft, liquidity loans in local and foreign currencies, interbank credit asset buyout business, and interbank credit asset repurchase business).

The business of small business users includes: loan application, one-stop business service, exhibition service, Zhuoye one-stop business service, investment and financing, tax financing, branch loan service, hand-in-hand service, and benefiting farmers service.