The main methods for applying for installment payment with ICBC credit cards are:

1. Cardholders can apply for installment payment directly to the cashier when making purchases with their cards at designated merchants of ICBC;

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2. Cardholders can call customer service to apply for installment payment from the day after the consumption transaction is recorded to three working days before the due date of repayment of the consumption, or go to an ICBC business outlet to apply for installment payment.

The time is: between the day after the consumption transaction is recorded and the three working days before the due date of repayment of the consumption