The credit card in hand is no longer needed, so it is recommended to cancel it in time. After all, the credit card is not used, but it is not cancelled, and the annual fee will continue to be generated to avoid unnecessary expenses and risks. Cancellation is foolproof. Let's take a look at the credit card cancellation regulations of CITIC Bank.

how does citic bank cancel its credit card?

just cancel the credit card by phone. if you confirm that you need to cancel the credit card of citic bank, please contact the credit card customer service hotline of citic bank at 488-95558 after closing the account (the debit-credit card needs to be cancelled through the branch counter).

before canceling the credit card, confirm that there is no debt and balance in the account, and then call the customer service phone of China CITIC Bank for manual service, and directly explain to the manual customer service that the credit card needs to be cancelled. If the phone can't be cancelled, you can cancel it at the counter of CITIC Bank.

Credit card cancellation regulations of CITIC Bank:

1 If there is an auxiliary card in the name of the main card, the main card will be cancelled and the auxiliary cards will be cancelled together;

2 if there are multiple cards in the name, canceling one card will not affect the normal use of other cards;

3 The cancellation will take effect immediately, and the corresponding services (insurance, points, etc.) will be cancelled together with the card. It is suggested to cut the card immediately after the cancellation is successful, and the bank reserves the right of recourse for the accounts incurred before and after the cancellation.

after the credit card cancellation application is successful, the bank will send a short message to the cardholder, telling him that the credit card has been cancelled, and it will take effect 45 days later. To ensure the safety of funds, the cardholder is advised to cut the card along the magnetic stripe and chip.

after the cancellation of the credit card, there will be no annual fee. After the credit card is successfully cancelled, the card cannot be used again. If necessary, it is recommended to try to apply for a new credit card again, subject to the audit results.