The subprime mortgage crisis did not cause the financial crisis.

1 The direct reason is that American citizens can basically afford to live in small-area buildings, while a small number of citizens can afford to live in large-area buildings. Most citizens cannot afford to live in large buildings. Banks that provide housing loans in the United States rate most of the customers who cannot afford large-area buildings as subprime mortgage repayment customers, referred to as subprime mortgage repayment customers.

2 In order to make money, banks in the United States that lend money to buildings invite state-owned banks and private banks from all financially capable countries around the world to bring money to the United States and invest money to buy banks that lend money to buildings in the United States. shares. After investing money in U.S. banks, lending money to U.S. nationals and subprime mortgage customers, building loans. The money was used to build buildings, and the houses were loaned to people all over the country. The people lived in the buildings, but because the loan money could not be repaid, the banks in the United States that lent money to the buildings collected money and did not collect enough money. All financially capable national banks and private banks around the world collect money, but they don’t collect enough money. Large losses occurred for U.S. banks and foreign banks. Banks cannot repossess national buildings across the United States. If they repossess them, they cannot sell them. Let’s use the money from the United States and other countries around the world to subsidize this loss in the form of bank deposits.

3 The United States notifies the governments of foreign investment countries and the state-owned banks and private banks of foreign investment countries to come to the United States to negotiate and continue to invest money in the banks that lend money to buildings in the United States. Invest a lot of money to help American banks and American citizens live in large buildings. And buy U.S. Treasury bonds so that the U.S. can subsidize real estate bank loans and make losses for 50 to 70 years. If the governments of various countries do not continue to invest money, the loan money for equity investments in the previous buildings will not be recovered, or the repayment will be delayed a little. We need governments from all over the world to take a stand and take money to subsidize the U.S. real estate market, which will suffer losses from 50 to 70 years on large-scale housing loans. Governments of all major countries around the world have agreed to the deal. Invest more money in America. Every country has agreed to invest money in the United States from 2009 to 2010 to help save the U.S. real estate market for 50 to 70 years. If a bank fails, state-owned banks and private banks in each country will invest an average of more than 100 billion each. No matter how much the amount is, the money is gone. There is no price for selling bankrupt companies, and U.S. private companies and the U.S. state have the right of first refusal. Can't go to foreign countries. Buildings have been built across the United States. Unable to move to foreign soil.

4 Total root causes: Major countries in the world 1. do not rely on the work of national scientific laboratories for education, science and technology as the first priority for national prosperity, 2. the production of industrial and agricultural products, as the priority for national prosperity , but combine 1. real estate trading and 2. stock trading. 3. Use foreign currency for exports to buy American technology products. 4. Rely on regular visits to the United States to purchase more than 10 billion technology products to avoid the formation of second- and third-generation technology gaps between countries. Competition among countries leads to defeat. 5. National tourism, etc. are the priorities of the country in getting rich.

51 Economic crisis refers to insufficient quantity and quality in agriculture, industry, and production. Not enough for the whole country.

1Agricultural farmland. The area is very small. There is little water conservancy and no production. Not enough production. Food, vegetables, etc. are all necessary for daily life. Due to lack of money, 2 industrial factories cannot produce clothing, warmth, electricity, cars, telephone communications, etc. Lack of money 3 In terms of hygiene, the water is polluted and people cannot drink it, and the soil is polluted and food cannot be grown. Air pollution, oil pollution. Infectious diseases are prevalent, etc., resulting in lack of money and lack of access to medical treatment, which disrupts normal production and life. This is a publicly recognized standard in countries around the world. 4 Citizens generally cannot afford to buy a building, buy a car, get married, go to school, see a doctor, or raise their children. The people are generally poor. Publicly recognized standards in countries around the world.

2 The financial crisis is 1. Banks provide housing loans to citizens. Citizens are required to pay back a certain amount of money every year for 50 to 70 years, but they cannot afford to pay back the money. Banks lose money. 2. The bank gives loans to the company and factory. After the company and factory collect the money and use it, they have to pay back a certain amount of money every year. They cannot pay back the money. Banks lose money. 3 stocks generally suffered losses. 4 Insurance generally suffers losses. Publicly recognized standards in countries around the world.