First, if the cardholder has the repayment ability, he can repay in full according to the amount shown in the bill, so that the consumption of the current bill can be interest-free.

Second, if you don't have the ability to repay in full, you should at least pay the minimum repayment amount of this period on time, which will not affect the credit information, and only need to collect the interest on the bill.

Third, if the cardholder's credit card is not overdue, he can also apply for installment repayment to reduce the repayment pressure.