1. What is the general limit of Bank of Communications Youth Black Card? The general limit of Bank of Communications Youth Card is 5,000---50,000, and the limit of your card will be increased according to your card usage. If it is overdue, the interest will be charged at 5/10,000 per day, so try not to be overdue. Not only will there be interest, but it will also have a negative impact on your credit! The initial limit of the Bank of Communications Y-POWER credit card black card is generally 5,000. The special benefit of the youth card is that the cash withdrawal fee is fixed at 5 yuan per transaction, which is cheaper than ordinary credit cards, and the entire limit can be withdrawn, while ordinary cards can only withdraw cash. half of the total amount. In addition, you can apply for installment for a single purchase of more than 500, which is generally more than 1,500 for a card.
2. How to increase the limit of the Bank of Communications Youth Black Card. In fact, the Bank of Communications Y-POWER Credit Card Black Card has the fastest limit increase among all Bank of Communications cards. You can call the card center to apply for an increase after using it for more than half a year. The limit can be increased as long as you use it regularly and have good credit. 1. The amount should be as large as possible, and the total amount of consumption within half a year should be at least 30% of the quota; 2. The smaller the wholesale, house and car purchases and other large purchases, the easier it is to raise the quota; 3. The smaller the online shopping, Alipay transactions and cash withdrawals, the smaller the quota increase application The easier it is to approve; 4. Try to make as many purchases as possible, with an average of more than 10 purchases per month. If it is more than 20 purchases, it is easier to raise the limit; 5. The type of merchant where the card is swiped cannot always be similar to the nature of the business scope of the company; 6. Type of consumer merchant There are many, such as swiping cards at different types of merchants in different places.
There is something to say: The Bank of Communications Youth Card is divided into a youth black card and a white card. There is no limit difference, just different colors. The techniques for increasing the limit of the Bank of Communications Youth Card are actually similar to those of other credit cards. The Bank of Communications Youth Card is the same. This is a card that is more suitable for young people. Friends who need it can apply for it~