Here's the thing. Industrial Credit Card is only applicable to ordinary credit cards, including gold cards and ordinary cards. If it is not activated, there is no annual fee. After activation, the annual fee for the first year is directly reduced, and the annual fee for the next year is reduced for five transactions in the same year (the consumption amount is not limited, and it can also be used for offline credit card consumption, cash withdrawal, online payment, etc. ), that is, the second year after card verification and beyond. In addition, the annual fee-free policy of some featured credit cards of Industrial Bank is also different. Please consult the bank customer service for details.
In addition, Industrial Bank's credit cards (gold cards and ordinary cards) are directly exempt from annual fees in the first year. If you swipe your card or withdraw cash five times in one year, you can be exempted from the annual fee for the following year. It is particularly important to note that the annual fee exemption rule of Industrial Bank's credit card is for the account, and the main card and the auxiliary card belong to the same account, so as long as the account (including the main card and the auxiliary card) swipes or withdraws cash five times in one year, the auxiliary card of the main card can be exempted from the annual fee for the next year.
Industrial Bank Platinum Credit Card cannot reduce the annual fee, Industrial Bank Platinum Card Series can exchange 450,000 points for one-year annual fee, and Industrial Bank Standard Platinum Card can exchange 1.3 million points for one-year annual fee.
For your reference, Industrial Bank Co., Ltd. (hereinafter referred to as "Industrial Bank") was established in August 1988. It is one of the first joint-stock commercial banks approved by the People's Bank of the State Council and China. It was officially listed on the Shanghai Stock Exchange in 2007 (stock code: 60 1 166) and its head office is located in Fuzhou.
Since its opening 30 years ago, Industrial Bank has always adhered to the business philosophy of "sincere service, accompanying growth" and is committed to providing customers with comprehensive, high-quality and efficient financial services. By the end of 20 14, the total assets of Industrial Bank exceeded 4 trillion yuan, reaching 4.4 1 trillion yuan, an increase of 19.84% compared with the beginning of the year. The net assets per share attributable to ordinary shareholders was 65.438+0.286 billion yuan, an increase of 22.6 1% compared with the beginning of the year. The annual operating income was 65.438+024.834 billion yuan, a year-on-year increase of 654.38+04.23%; The net profit attributable to shareholders of the parent company was 4,765.438+0.08 billion yuan, a year-on-year increase of 65,438+0.4365.438+0%; The weighted average return on equity remains at a high level of 2 1. 19%; Branches of 108 and 1435 have been established in major cities in China; It owns subsidiaries such as Xingye International Trust, Xingye Financial Leasing, Xingye Fund, Xingye Consumer Finance, Xingye Wealth and Xingye Guo Xin Asset Management, forming a modern financial service group with banks as the main body, covering trust, leasing, funds, securities, consumer finance, futures and asset management.
As the first "Equatorial Bank" in China, Industrial Bank has always adhered to the "scientific and sustainable" development concept, operated legally, steadily and in a civilized manner, taking into account the interests of shareholders, customers, banks, employees and the social environment, and actively practiced corporate social responsibility, which has been widely recognized and praised by all walks of life at home and abroad. August, 20021year, Fortune Global 500 released: ranking 196.