There is no direct relationship. Legally speaking, credit cards are all personal. If there is no repayment, personal credit history will be stained. After a long time, it will be blacklisted by banks, and it will be impossible to handle loans and other businesses in banks for a long time. For those who owe money, the bank will exercise the right of dunning according to law. Simply put, it is all kinds of phone harassment and sending dunning letters. If the arrears are not paid and the amount is large, the bank will sue, and the intervention of the court may lead to fraud and imprisonment. If the money owed by the husband to the credit card is used for the husband and wife to live together, then it is related to the wife.

legal ground

Article 196th of the Criminal Law of People's Republic of China (PRC) has one of the following circumstances, which constitutes the crime of credit card fraud. If the amount is relatively large, he shall be sentenced to fixed-term imprisonment of not more than five years or criminal detention, and shall also be fined not less than 20,000 yuan but not more than 200,000 yuan, or if there are other serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than five years but not more than 10 years and fined not less than 50,000 yuan but not more than 500,000 yuan, or his property shall be confiscated: (1) Using a forged credit card; (2) Using an invalid credit card; (3) Fraudulent use of another person's credit card; Or (4) malicious overdraft.