Really. According to the inquiry of Ping An China Bank in official website, Ping An Credit Card can be obtained free of charge as long as it is registered. Ping An Bank Credit Card The first credit business launched after the merger of Shenzhen Commercial Bank and Ping An Bank was renamed as Shenzhen Ping An Bank, which not only has the basic functions of credit consumption and cash advance of credit cards, but also has many unique functions, providing cardholders with all-round security protection covering "safe consumption, safe home and safe travel".