Credit cards cannot be used as salary cards because salary cards must be bank cards. Credit cards are different from bank cards. Banks are mainly used for deposits, withdrawals and transfers. Credit cards mainly meet daily consumption, and can be swiped, bound to WeChat, Alipay, Yunshan Pay and other online purchases.

What are the advantages and disadvantages of credit cards?

Advantages of credit cards: When users need funds, users can overdraft and spend. There are discounts when spending with a credit card. Consumption points can be redeemed for goods.

Disadvantages of credit cards: When using credit cards for consumption, it is easy to accumulate the repayment amount, and it is difficult to make centralized repayments. Credit card withdrawals are subject to handling fees.