if you fail to repay the minimum repayment amount before the due repayment date (inclusive), the bank will charge a penalty of 5% of the unpaid part of the minimum repayment amount. The specific calculation method of repayment penalty is: repayment penalty = (minimum repayment amount-repaid amount) ×5%. When the minimum repayment amount is less than 1 yuan (inclusive), no repayment penalty will be charged.

the above contents are for your reference. please refer to the actual business regulations.

if you have any questions, please contact online customer service of Bank of China.

you are cordially invited to download and use China Bank Mobile Banking APP or BOC Cross-border GO APP to handle related business.