Ordinary CITIC Credit Card: the annual fee of the main card is 65,438+000 yuan, and the annual fee of the auxiliary card is 50 yuan;
How much is the annual fee for CITIC Credit Card? Ordinary card: the annual fee of the main card is 65438 yuan +000 yuan.
Gold card of CITIC Credit Card: the annual fee of the dual-currency card is 300 yuan, the single-currency card is 200 yuan, the dual-currency card is 150 yuan, and the single-currency card is 100 yuan;
CITIC Platinum Credit Card: the annual fee of the distinguished card is 2000 yuan, the annual fee of the distinguished card supplementary card 1 000 yuan, the annual fee of the elite card main card 480 yuan and the annual fee of the elite card supplementary card 240 yuan.
Create background
At the end of 1984, with the need of economic development, Mr. Rong Yiren, the chairman of China International Trust and Investment Corporation (hereinafter referred to as CITIC Corporation), wrote to the Central Committee specifically, requesting to set up a bank under CITIC Corporation to fully operate foreign exchange banking business. With the consent of the People's Bank of the State Council and the People's Bank of China, we will set up a banking department to expand foreign exchange banking business and do a good job in preparation.
1In April, 1985, CITIC Company established the Banking Department on the basis of the former Finance Department, and further expanded the comprehensive banking business such as external financing, foreign exchange trading, loan issuance, international settlement, financial leasing and deposit absorption. Since its establishment two years ago, the banking department has made great progress with the strong support and help of the People's Bank of China and the State Administration of Foreign Exchange. Through handling RMB and foreign exchange deposits, loans, import and export letters of credit, international leasing, securities and foreign exchange transactions, foreign exchange and other businesses, I have accumulated some experience and initially met the conditions for setting up a bank.
1986 at the end of may, citic company applied to the people's bank of China to reorganize the banking department of citic company into citic industrial bank.
At the beginning of 1987, CITIC Bank was formally established with the approval of the People's Bank of the State Council and China. Headquartered in Beijing.
1In April, 1987, the People's Bank of China approved CITIC Bank as a state-owned comprehensive bank, a subsidiary of CITIC Company, with independent legal personality. The registered capital is 800 million yuan. Self-management, independent accounting, self-financing. You can set up branches at home and abroad to operate approved banking business.
Mr. Rong Yiren, former vice president of China, is honorary chairman of CITIC Bank.
CITIC Bank announced the performance report: operating income 1947.5438+0 billion, up 3.85438+0% year-on-year.
symbolic meaning
On the surface, it is the English of CITIC (China International Trust and Investment Company, China International Trust and Investment Company).
Just like a pair of doors that are about to open, it means that CITIC is the frontier of opening to the outside world.
Inner and outer circles.
Brand Interpretation: Honesty, Dignity and Steady Development
This sign originated from Chinese seal. The first meaning of the seal is honesty. Chinese seal was called seal in ancient China. It is a symbol of power and dignity, a profound crystallization of China's culture for thousands of years, and reflects the wisdom and active pursuit of the people of China. The main color of printing is red, which also represents the rise, growth and development.
What does the single currency credit card of CITIC Bank mean?
Single currency only refers to RMB, which means that it can only be settled in RMB, and foreign currency settlement is not supported. Some credit cards, such as those marked with Visa, MasterCard and American Express, have dual-currency settlement function.
China CITIC Bank Gold Card Annual Fee
200 yuan/Card/Year, as the annual fee of different gold cards of CITIC Bank may be slightly different, please refer to the actual regulations of CITIC Bank.
In addition, CITIC Bank's credit card gold card enjoys the preferential policy of annual fee exemption for swiping or withdrawing 1 time in the current month, and enjoys the preferential policy of annual fee exemption for swiping or withdrawing 5 times in the following year.
CITIC Credit Card Gold Card includes dual-currency card and single-currency card. Dual-currency cards can be divided into RMB/USD cards and RMB /HKD cards by currency.
Advantages of dual-currency card:
Special merchants with UnionPay logo throughout the country and special merchants of CITIC Bank sign accounts for consumption; Withdraw cash (RMB) from ATMs with UnionPay logo and CITIC Bank ATM with private password.
There are 27 million special merchants with VISA logo around the world who sign accounts and withdraw cash (local currency) with private passwords at more than 700,000 ATMs with VISA logo around the world.
24 million special merchants with MasterCard logo signed up for consumption, and withdrew cash (local currency) with private passwords from more than 6,543,800 ATMs with MasterCard logo around the world.
Advantages of single-currency card: It can be used in merchants and ATMs with UnionPay logo all over the country for consumption and cash withdrawal.
CITIC Bank is one of the national commercial banks in China, with its headquarters in Beijing. CITIC Bank mainly insists on building a financial service enterprise with responsibility, temperature, characteristics and dignity, and regards it as a development vision and always adheres to and implements it. CITIC Bank can provide all kinds of finance to corporate customers or institutional customers. Common services include international business, financial market business and investment banking business. Committed to providing every customer with the best and most unique service, helping customers solve financial problems and meeting the individual requirements of different customers. As the three major financial groups, CITIC Bank has strong economic strength, which should not be underestimated.
Business introduction of CITIC Bank:
Based on caring for you and your family, CITIC Bank integrates scarce and convenient service resources at home and abroad around medical health, children's education, life and travel, and provides rich and high-quality value-added services to help you and your family live a happy life.
Free rights service
CITIC Bank's health value-added service was launched earlier in the industry, with a good reputation, scarce and abundant high-quality resources, providing you with all-round services covering all aspects of health and wellness.
Children's education service
CITIC Bank is not only committed to the steady appreciation of your wealth, but also pays close attention to the growth of your children. After careful selection, we will integrate the mature experience and high-quality resources of overseas study planning institutions, and wholeheartedly launch the global study abroad service to build a bridge for your children's dream of studying abroad, help your children lay out their future in advance and cast future leaders.
Life travel agency
CITIC Bank pays close attention to the life of you and your family, and provides you with rich and convenient life and travel services, so that you can spend more time with your family in your spare time and enjoy a comfortable life easily.
CITIC Air China UnionPay single-currency gold card, is it direct cash payment to borrow money?
Citic air China unionpay single-currency gold card, lending funds are not directly put in cash. CITIC Bank China Eastern UnionPay single-currency gold card is a credit card, and it will not be found directly. CITIC Bank and China Eastern UnionPay single-currency gold card is a kind of credit card, which was jointly developed by CITIC Bank and China Eastern Airlines. If you often book air tickets, just use this card, which is usually used for discounts or to send air miles.
What is the single currency credit card of CITIC Bank?
CITIC Bank MasterCard single currency credit card is a credit card that only supports RMB transactions and does not support transactions in other currencies. The applicant for the main card requires 18-60 years old, and the applicant for the auxiliary card requires 16-65 years old.
1. China citic bank MasterCard single-currency standard ordinary card, the annual fee of the main card 100 yuan/year, and the 50 yuan of the supplementary card/year. Annual fee-free policy: Puka swipes the card or withdraws cash once in the current month, and the annual fee for the first year (unlimited amount) is exempted; Credit card spending or cash withdrawal five times in the first year (unlimited amount), and annual fee is free in the next year; And so on. Different card levels have different credit card permissions. Usually, the higher the card level, the higher the rights and interests, but the required annual fee will also increase accordingly.
2. A single-currency credit card means going to the mall to buy things. When you check out, you should settle in RMB, which means you should also pay back the money to the bank in RMB. Single-currency credit cards have a limit. You can check the limit written on the attached label when issuing the card. If you can't find it, you can call customer service at 400-88-95558 for consultation.
3. There is only a blue card in the credit card of CITIC Bank, and there is no limit. If it is not a blue card, it must be limited! In China, the most common single-currency card refers to the UnionPay standard card, that is, the RMB single-currency card (the card face only has the UnionPay logo, starting with 62).
4. In China, most people hold credit cards of this kind. Single currency card is more suitable for users who live in China all the year round, but not for those who travel abroad frequently. They are generally recommended to use a dual-currency card, which is more convenient. Both cards have advantages and disadvantages, so you can do it according to your needs. In fact, if you basically don't go abroad, a single-currency credit card is actually enough in China, which is no different from other credit cards, but if you are a tourist, business leaders may need to consider other credit card types.
5. Credit cards of CITIC Bank are all subject to limit, and the limit is generally within the range of 3,000-50,000 yuan. The credit limit of CITIC Puka is roughly 3000- 1 10,000 yuan, while the credit limit enjoyed by gold card users is 1 10,000-50,000 yuan, and some even higher. If CITIC cardholders want to withdraw cash by credit card, the credit limit is 50%. Of course, if the continuous consumption of CITIC credit card holders exceeds 70% of the credit line for more than half a year, CITIC Bank will increase the credit line for cardholders according to the situation.
How is the annual fee for credit card-gold card of CITIC Bank calculated?
The annual fee for the gold card of CITIC Bank's single-currency credit card is 200 yuan RMB/year, and the supplementary card is 100 RMB/year; The annual fee for the dual-currency gold card is 300 yuan RMB/year, and the supplementary card 150 yuan RMB/year. The preferential policy for annual fee of credit card is: spend or withdraw money 1 time (unlimited amount, including online consumption) within 30 days after the card is approved, and the annual fee of the card can be reduced or exempted in the first year, 5 times in the first year (unlimited amount), and the annual fee can be reduced or exempted in the second year, and so on. If the annual fee policy changes in the future, it will be notified in advance through the website or other means.
Definition of credit card:
Credit card, also called debit card, is a credit certificate issued by a commercial bank or credit card company to eligible consumers. It is a card with name, expiration date, number and cardholder's name printed on the front, and a magnetic stripe and signature strip on the back. Consumers with credit cards can go to specialized commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limits. Credit card consumption is a non-cash transaction payment method, which does not need to pay cash when spending, and repays on the bill date.
Credit cards are classified as follows:
Credit cards can be divided into credit cards and quasi-credit cards according to different payment methods.
1, credit card.
That is, when the issuing bank provides bank credit, it overdraws first, and then repays or pays in installments. Most of these cards are used for international circulation. In other words, the way to allow cardholders to pay off their credit card accounts is "consume first, then deposit". Most of these cards are used for international circulation.
2. quasi-credit card.
It's a credit card issued by the bank. Deposit first and then spend. When applying for a credit card, the cardholder needs to deposit a certain amount of money in the issuing bank in advance as a backup. The cardholder needs to use the card on the basis of the deposit balance, and generally no overdraft is allowed.
So much for the introduction of CITIC Single Currency Credit Card.