(1) is not overdue,

(2) Guangfa Bank has a "time tolerance" service, and the final repayment date can be automatically extended by 3 days. Tolerance means that the repayment amount does not reach the minimum repayment amount, but the difference is less than 10 yuan, which is regarded as the minimum repayment amount.

(3) Although it is not overdue, interest will be charged as usual, which will not affect the credit history.

2.

Guangfa Credit Card Payment Method:

(1) ATM.

(2) Guangfa Mobile Banking

(3) online bank repayment