1, minimum repayment amount =65438+ 000% of the unpaid part of the last minimum repayment amount+100% cash withdrawal transaction (including principal, expenses and interest)+100% annual fee+100% principal, handling fee and interest arising therefrom+

Expenses include liquidated damages, interest, loss reporting fees, damages, overrun fees, etc.

2. When the customer pays the minimum repayment amount in one lump sum:

65438+ 000% unpaid part of the minimum repayment amount in the previous period+100% annual fee+100% cash withdrawal transaction (including principal, expenses and interest)+100% installment business, and the resulting interest +5% consumption principal +5% expenses (.

The cost is the same as the first calculation method.

Extended data:

The method and process of credit card repayment of Ping An Bank;

1, automatic repayment.

After the personal debit card account is associated with repayment, the bank will automatically deduct the credit card account from the personal debit card account before the repayment date.

At present, Ping An Bank supports the binding of Bank, Agricultural Bank, China Construction Bank, China Everbright Bank, China Bank, Bank of Communications and China Merchants Bank.

2. Online repayment.

You can bring your ID card and personal current account (debit card/current passbook) of Ping An Bank to open the advanced online banking user function at all branches of Ping An Bank, and make repayment through "Ping An Credit Card Repayment" in "Remittance Transfer".

A. You can log on to the online payment website of UnionPay, select "Credit Card Repayment" and make online repayment according to the prompts.

B. You can log on to Tenpay website, select "Credit Card Repayment" in "Life Assistant" and make online repayment according to the prompts.

C. You can log on to the quick money website, select "Credit Card Repayment" and follow the prompts to repay online.

D. You can log on to Alipay website, select "Credit Card Repayment" and make online repayment according to the prompts.

E. You can log on to the yeepay website, select "Credit Card Repayment" and make online repayment according to the prompts.

3. Mobile banking repayment.

You can log in to Ping An Bank's personal online banking and drag your account into "My Financial Circle" to operate credit card repayment.

4. Telephone repayment.

You can call the customer service hotline (call 40066-99999 or 0755-96 1202) to apply for opening the credit card repayment function, and make credit card repayment through Ping An Yi's telephone financing.

5. Repayment in Lacarra

You can go to Lacarra's initial page-select credit card repayment-then swipe Ping An Bank's credit card-enter the repayment amount-enter the mobile phone number-and then enter the password.

6. Shenzhen SMS repayment.

You need to bind the debit card to the mobile phone number, and then start mobile payment, so that you can easily repay by sending SMS.

7. Repay Xiamen Jiafutong/Shenzhen Tianwei Digital TV.

If your home is an interactive digital TV and equipped with a remote controller with a credit card slot, you can use a debit card with the "UnionPay" logo to repay the loan; If you are already a Tianwei video user.

As long as you apply to open the "Tianwei UnionPay" TV payment service at the business outlets of Tianwei Video, you can easily repay the loan by controlling the remote control at home.

8. Repayment by outlets.

ATM: Deposit cash in any self-service terminal (ATM, deposit machine or cash machine, etc.) or use Ping An Bank debit card for repayment. ).

CRS: You can use other bank debit cards to repay Ping An Credit Card at any CRS self-service teller machine of Ping An Bank.

Counter transfer/remittance repayment of other banks: You can handle inter-bank transfer/remittance business at the counter of other banks and pay off your credit card.

Counter-connected repayment: Just bring Ping An credit card to the counter of the bank branch that has opened the "counter-connected" business, and use the cash or debit card of the accepting bank to make repayment.

Repayment at the counter of Ping An Bank outlets: You can repay at the counter of Ping An Bank outlets with Ping An credit card and our debit card or cash.

Ping An Credit Card Charge:

Over-limit fee: the over-limit fee is charged at 5% of the over-limit part, with no minimum and maximum limit;

Late payment fee: 5% of the unpaid part of the minimum repayment amount, and the minimum charge is RMB 20 yuan;

Peer withdrawal fee: 2.5% of the transaction amount, minimum 25 yuan;

Inter-bank cash withdrawal fee: 2.5% of the transaction amount, minimum 25 yuan;

Peer overpayment recovery fee: 0.5% of the transaction amount, and the minimum RMB fee is 5 yuan;

Inter-bank overpayment of recovery fee: 0.5% of the transaction amount, and the minimum RMB fee is 5 yuan;

The cost of replacing the card due to damage or degaussing is 15 yuan;

Courier fee (optional) 20 yuan;

Handling fee for reissue of statement: RMB 10 yuan will be charged every month after the third installment is free;

Loss of card reporting fee 60 yuan;

20 yuan, the fee for resetting the password letter.

Baidu Encyclopedia-Ping 'an Credit Card