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How does CITIC Credit Card repay in installments?
1. How does CITIC Credit Card repay in installments?

1, a computer with a price of 22,000 yuan was swiped into 18 installments with a handling fee of 0.82% for each installment.

The repayment amount of each installment =(22000/ 18220000.82%) yuan.

2. Credit card installment fee of CITIC Bank is 20 15. Please refer to the following report for details.

Periods: 1, 3, 6, 12, 24, 36.

Monthly handling fee rate:1.50% 0.82% 0.82% 0.77% 0.76% 0.76%

Example: loan 65438+ RMB100000 monthly handling fee 150828277676.

Transfer to the savings card of CITIC Bank, and it will arrive on the next working day after submission; Transfer to the blue card that has been opened and the card status is normal, and receive the account in real time; Transfer to another bank savings card and receive it within 3 working days after submission.

Just repay the installment arrears directly to the credit card for the New Express.

China CITIC Bank has 6 issues: 3, 6, 9, 12, 18 and 24. The charging method is to charge the current fee every month. The starting point of collection method is 100 yuan, and the cumulative starting point is 200 yuan.

2. How does CITIC Bank obtain interest-free installment?

As far as I know, it is difficult to stage CITIC Bank. Although it is interest-free, there is a handling fee. First, he wants to confirm your repayment ability.

Second, if you have no money to repay, you must apply in writing, take the income certificate to the unit, and stamp it on the village. Third, if it is due to physical reasons, it cannot be repaid in one lump sum or at least cannot be repaid, and a hospital certificate is required. Staging is the way out. I have been exempted from interest by him for more than 49 thousand. Citic is very hard, they can't solve it and throw it directly to a third party. This third party is not from other places, but your local collection company. He doesn't come to the door, but the calling number you see will be under great pressure. In contrast, online loans are easier to negotiate than credit cards. It's usually the principal plus a little interest. Every time they call, they have to answer. If there is 100, they will pay it back. At least you didn't intentionally breach the contract. I hope I can help you.

Call their official number and accept manual service. Then there is a special person to receive it. If you want to negotiate by stages, you must have some funds in your hand. He wants you to pay at least part of the arrears, usually the minimum payment this month.

3. What should I do if CITIC Credit Card repays more in installments?

The installment repayment of CITIC Credit Card is also included in the total repayment account.

1. Repayment interest is calculated according to the unpaid amount. Pay more, and the interest will be relatively less in the future.

If you pay more each time, you can pay it off early, and it is best to pay it off at one time.

4. How to handle credit card installment repayment of CITIC Bank?

All right!