First of all, we need to know that when a bank issues a credit card to you, it is not for charity, but to make money. If you use up a card and don’t repay it, although you will become a black account, which will affect your credit report and life, it will not be of any benefit to the bank. If you become a black account, it will still not receive a payment. To share the money, turning you into a black account is not the purpose of the bank, it is just a way for you to pay back the money.

But for many people who are strapped for funds, credit card repayments are under great pressure, and banks’ collection costs are very high, so there are many bad debts, and banks have absolutely no way to deal with these users.

If you repay in the 5G era, although the bank will not recover the principal, it will get some commission income every month. Therefore, what banks are most afraid of are bad debts and dead debts, which can be solved in the 5G era. This question.

The essence of finance is the circulation of currency. The 5G era can truly allow currency to circulate and help banks solve big problems.