The first time I applied for a card, a friend happened to be in the bank. A novice applied for a Ping An Credit Card with a credit limit of 7,000 yuan. This started my career as a poker player. (The following is a self-report of a card god, for reference only)

Tell me how I got hundreds of thousands of credits from a novice!

When it comes to the order in which to apply for a credit card, everyone has their own ideas. Some people like to start with the four major banks with content, and some people like to start with commercial banks with high quotas. Although the methods are different, in the end they can all take the road of multi-card and high limit.

If your card limit is less than 10,000, share the order of applying for the best bank credit card:

First of all, if you are a white account, it is recommended that you apply with your first credit card Ping An Bank. Ping An Bank is the best bank. The number of cards for white families with a college degree or above is between 5,000 and 15,000. If the information is complete, the maximum number can be approved is 100,000.

For the second credit card, it is recommended to apply for Bank of Communications. Why do you say that? If you use Ping An Bank, you will no longer have a white account. It’s a good time to apply at this time, and the limit can be more than 10,000. The point is to get out of the jam quickly.

For the third credit card, I recommend Shanghai Pudong Development Bank. The loans behind Shanghai Pudong Development Bank cards are also very powerful. You can easily get a loan of RMB 10,000 or 200,000, so a high loan limit is not a problem, and it also paves the way for applying for a card in the future.

The fourth bank credit card recommendation is CITIC Bank. Although it is not easy for CITIC to raise the amount, it is easy for CITIC to raise loans, namely New Express and Dream Money. The amount is awesome.

For the fifth credit card, it is recommended to apply for China Merchants Bank, which is the fastest bank to withdraw money. If you have a credit card from China Merchants Bank, you need to swipe it frequently, once every three months. It takes six to eight months to upgrade the card to 60,000. After it is increased to 60,000, you can apply for a card with 60,000 China Merchants Bank.

For the sixth credit card, I recommend Hua Xia Bank. It is easier to apply for a credit card. Just use a China Merchants Bank credit card to apply for a card, the maximum limit is 100,000.

The seventh credit card recommended is the Industrial Bank Credit Card, which is also relatively easy to maintain. If you use a merchant to apply for a card, the amount will be around 60,000. When used well, it should be fixed every three months.

For the eighth credit card, we recommend Shanghai Bank, which allows 100% cash withdrawal and transaction cashback. Therefore, it is very convenient to apply for a card with a credit card, and you can withdraw cash if the limit is high.

The ninth credit card is recommended by Minsheng. Minsheng Bank Credit Card is also a good bank card. If the card is used well, it will be fixed once every three months. The amount raised is not large, but it is still worth having.

The tenth credit card reminder is that HSBC, as the largest registered bank in Hong Kong, must have a credit limit. It’s easy to get approved for a credit limit of tens of thousands with a card.

For the eleventh credit card, it is recommended to apply for Bank of China. Although Bank of China is cautious in approving cards, it is more convenient to apply for a Bank of China credit card because you already have so many high-value and high-quality cards.

In fact, everyone’s way of applying for a card is different. All roads lead to Rome, and different methods of applying for and maintaining a card can achieve the same end result. Share your card application process and let us work together to become card gods! Related Q&A: Where can I check the progress of ICBC credit card application? Log in to the credit card section of the bank's official website - find "I want to apply for a card" on the left - application progress inquiry - and enter. If it helped you, please say "satisfied" below. Related Q&A: Where can I apply for a credit card?

If you want to apply for a credit card, you can go through the following channels

The first channel: Go directly to the credit card department of the bank, or the business branch of a district-level bank. Remember to bring a valid Identity documents, as well as work certificates, salary slips, etc. If you have a real estate certificate, it is best to have a motor vehicle driving license. Try to choose a private bank, such as China Merchants Bank, which is less bureaucratic

The second channel : Log in to the official websites of major banks and apply online to apply for a credit card very conveniently

The third channel: You can consult the financial management specialist at the bank where you open an account and apply manually, and the card processing speed will be faster. Be faster, and you can consult in time when you encounter something you don’t understand

Note: Try to avoid applying for credit cards through unofficial channels and external intermediaries to prevent the leakage of personal information! Remember, remember