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What kind of crime is using a counterfeit credit card?

Using a counterfeit credit card may constitute credit card fraud. If the purpose is to make illegal profits and the amount of fraud is relatively large, the person may be sentenced to fixed-term imprisonment of not more than five years or criminal detention, and a fine of RMB 20,000 to RMB 200,000. Regarding the question of what kind of crime is committed by using a counterfeit credit card, let me answer it in detail below.

1. What kind of crimes are committed by using counterfeit credit cards? 1. Using counterfeit credit cards can constitute the crime of credit card fraud. If the purpose is to make illegal profits and the amount of fraud is relatively large, the person may be sentenced to fixed-term imprisonment of not more than five years or criminal detention, and a fine of RMB 20,000 to RMB 200,000. 2. Legal basis: Article 196 of the Criminal Law of the People's Republic of China and the People's Republic of China. Under any of the following circumstances, whoever commits credit card fraud and the amount is relatively large shall be sentenced to fixed-term imprisonment of not more than five years or criminal detention, and shall also be sentenced to: A fine of not less than 20,000 yuan but not more than 200,000 yuan; if the amount is huge or there are other serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than five years but not more than 10 years, and a fine of not less than 50,000 yuan but not more than 500,000 yuan; if the amount is particularly huge or there are other special circumstances If the circumstances are serious, the person shall be sentenced to fixed-term imprisonment of not less than ten years or life imprisonment, and shall also be fined not less than 50,000 yuan but not more than 500,000 yuan, or his property shall be confiscated: (1) Whoever uses a forged credit card, or uses a credit card fraudulently obtained with a false identity certificate ; (2) Using an expired credit card; (3) Using someone else's credit card fraudulently; (4) Malicious overdraft. The term "malicious overdraft" as mentioned in the preceding paragraph refers to the cardholder's behavior of overdrafting beyond the prescribed limit or within the prescribed period for the purpose of illegal possession and failing to return the card after being called upon by the card-issuing bank. Anyone who steals a credit card and uses it shall be convicted and punished in accordance with the provisions of Article 264 of this Law.

2. What is the difference between counterfeiting and alteration? 1. “Alteration” means processing the original currency to make it falsely add value, while “counterfeiting” means making something out of nothing, processing non-monetary substances into currency. . 2. Altered currency has elements of the original currency; counterfeit currency does not, or completely changes its form, such as melting real metal coins and casting them into currency with a larger face value; 3. Changing counterfeit currency generally requires the cost and quantity of the original currency. It is not very big, but forgery can be carried out in large quantities and the harm is greater, so the punishment is different. Although the crime of counterfeiting currency and the crime of altering currency are both criminal acts committed against currency, there are obvious differences in their constituent conditions, social harm and punishment.