There is no handling fee for Taobao to pay by credit card, but there is a limit for payment. According to the different regulations of different banks, you can check it when you pay. If you exceed the limit, you won't be allowed to pay!
Taobao supports credit card payment, but not every store can. When searching for baby, you can check the "credit card payment" under the search box. Generally, there will be a logo similar to a credit card under the baby. Taobao credit card payment is free.
If you are not sure, you can call customer service for detailed consultation, or you can ask Taobao sellers whether they need to deduct the handling fee when paying by credit card.
I. Credit card charging standard:
The handling fee paid by Taobao credit card is 1%, that is to say, if you pay by credit card, you need to deduct the handling fee of 1 yuan.
Second, the principle of credit card deduction:
If the seller has opened the credit card payment service, there is no difference between the buyer's choice of credit card payment and savings card payment. When the buyer confirms the receipt, Taobao system will automatically deduct the seller's 1% handling fee. If the seller does not open the credit card payment service, the buyer will bear the handling fee of 1% when shopping with the credit card. As a seller, if you want to pay by credit card, you must see whether the seller's shop has opened the credit card payment service, which is the icon below.
Third, as a seller, do you want to open a credit card payment service?
As long as it is a seller who meets the function of opening credit card payment, it is recommended to open it. This is weighted for the baby, so that the baby can get more opportunities to show, and it can also help the seller improve the payment conversion rate.
4. Is there a handling fee for online payment by credit card?
Credit card online payment and POS payment are both swiping cards, but one is swiping online and the other is swiping offline. Everyone knows that there is a handling fee for swiping a card through a POS machine offline. At present, the standard POS machine rate is about 0.6%, which is stipulated by UnionPay, generally paid by merchants and rarely borne by consumers.
5. Online payment is actually a truth. Because swiping the card will involve handling fees, the online payment fee for credit card is 1%, which is the handling fee ratio of commercial consumption stipulated by UnionPay. General online payment will be paid according to this standard. As for who pays this fee, it still depends on how the shop you pay online stipulates. Some stores will bear this cost, while others will let consumers bear it.