Points will not be calculated for hospital card swiping

Points will not be calculated for the following items:

1. Various interests and procedures stipulated in applicable credit card regulations or receipt contracts Fees include, but are not limited to, annual credit card fees, cash withdrawal transaction fees, overdraft interest, late fees, over-limit fees, and other credit card charges.

2. Transfer transactions, cash withdrawal transactions, and some online transactions.

3. Specific categories of spending, including but not limited to real estate; car sales; wholesale transactions; hospitals; primary and higher schools; universities, colleges, and professional schools; charities and social services, and non-profits Undertakings; fines; bail and bonds; taxes; government services; embassy and consulate fees; government loans, etc.

Extended information:

When you use a Bank of Communications credit card to make purchases, you will earn 1 point for every RMB 1 spent and 7 points for every US$1 spent.

The principal cardholder can enjoy 5 times the points (1 times the basic points + 4 times the bonus points) when spending at designated catering and entertainment merchants on his/her birthday, and the maximum bonus points can be earned on that day is 100,000 points.

In the month of the Platinum Card principal cardholder’s birthday, you can enjoy double points for RMB points purchases, and can share with the 5x points event for purchases at designated catering and entertainment merchants on your birthday.

Bank of Communications-Credit Card Points Reward Program Rules