Credit card arrears are a common phenomenon. Perhaps the cardholder has encountered a problem or forgot to pay back, but the bank will not freeze the card after paying back the arrears. So, will the credit card amount be restored immediately after paying back the arrears, and can it be swiped immediately?

1. After the credit card is repaid, the credit line inside the card will be restored, and the cardholder can spend by swiping the card, because the basic function of the credit card is to recycle the credit and the credit line. After the credit line is restored, the cardholder can spend by swiping the card.

2. However, it should be noted that if the credit card has a long overdue period and a large amount, and the cardholder has overdue repayment, the bank will reduce or even freeze the amount in the card.

3. The credit card can be used for credit card consumption after it has been repaid, but the overdue time exceeds the grace period after the repayment date, which will affect the personal credit investigation, which will affect the cardholder's later loan and credit card application business. If you brush out the line immediately after frequent repayment, it will be mistaken by the bank for cash, and it is easy to freeze the credit card.

the above is an introduction to whether the credit card arrears can be paid immediately, and I hope it can answer your doubts. It is best not to swipe or withdraw cash immediately after the credit card is repaid, and it is more appropriate to use it in a few days.