Citic, Minsheng and China Merchants have installment quotas that exceed the consumption quota. Shopping by installment in designated shopping malls does not need to occupy the card consumption quota, which is much higher than the actual available quota. The basic information of the application is a copy of ID card+work certificate, provided that the applicant is at least 18 years old, has no bad record in the bank, and has a stable job (generally, the company will issue a card only if the registered capital is more than 500,000 yuan).
To apply for Guangzhou Bank Credit Card, you must meet the following conditions:
1. Principal card applicant, aged 18 to 65 years old, a domestic person with full capacity for civil conduct;
2. Supplementary card applicants, aged over 16 (usually parents, spouses or children of the main card applicants).
The following materials are required to apply for Guangzhou Bank Credit Card:
1. Necessary supporting documents:
(1) Principal Card Applicant
A copy of the ID card (double-sided);
B. Work/income certificate (any of the following options): copy of work permit (license); Original work certificate/income certificate issued by the work unit; A copy of the labor contract signed by the work unit;
(2) The supplementary card applicant can only provide a copy of the resident ID card.
2. Proposal documents (helpful to improve the bank's credit rating to you): photocopies of real estate license, self-owned vehicle driving license, real estate/vehicle mortgage payment voucher, purchase/purchase invoice, bank payroll record, income tax withholding voucher, time deposit certificate and other materials, and photocopies of professional title certificate and professional qualification certificate.