The credit card loanable cash limit is the withdrawal limit. Generally speaking, it is the amount of RMB that your credit card can overdraw, which can be directly withdrawn to the bank card for use.

Cash withdrawal limit refers to the credit limit granted by the issuing bank (or institution) to the cardholder that can be used for cash advance (or transfer). Usually it is 50% of the credit limit, but now some youth cards can reach 70%, 80% or even 100%.

You can increase the cash withdrawal amount. The increase of withdrawal limit is based on the increase of credit limit. The specific method is to use credit cards as much as possible, and then repay in full and on time, and try not to use installment payment, so that the bank will automatically increase the quota after half a year. Or you can call the credit card center and temporarily increase the limit, which is generally only 10%. This can also increase the withdrawal amount.

Extended data:

Credit card withdrawal limit is not for cash withdrawal, but for cardholders to shop, so set a withdrawal limit. Cash withdrawal by credit card is cash advance, which is one of the most basic functions of credit card. Cash advance refers to the behavior that cardholders use credit cards to withdraw cash through ATM and other self-service terminals.

Although you can withdraw cash by credit card, please don't use the cash advance function in non-emergency situations, because the cost of using the cash advance function by credit card is very high.

Baidu Encyclopedia-Withdrawal Limit