WeChat payment code supports the use of credit cards, but please note that WeChat payment code currently has two types: official payment code and WeChat payment commercial version. Only the WeChat payment commercial version can support credit cards.

Merchants can enter WeChat payment in the WeChat search box, click Follow to enter, select other help, become a merchant, and click to register for the WeChat payment commercial version. If you already have a merchant account, just click Bind and there is no need to register again. The materials required to become a WeChat merchant include a business license, organization code certificate, legal person ID card and settlement bank account. Once approved, credit card collection will be supported.

However, the current daily credit card payment limit is 500 yuan per transaction, with an upper limit of 50,000 yuan. The system will adjust the limit based on the merchant's transaction quality. In addition, the rate for merchants who open the WeChat payment version to withdraw cash is 0.6, which means that if a merchant withdraws 10,000 yuan, he needs to pay a handling fee of 60 yuan, and the withdrawal date is T (working day) 1 day.

The way to activate the WeChat payment business version is as follows:

1. Open the circle plus sign icon in the upper right corner of the WeChat app homepage, click "Add Friend" - "Official Account", and search for " "WeChat Collection Business Edition", follow the corresponding public account in the results;

2. Enter the "WeChat Collection Business Edition" public account, click on the lower left corner to start using it - enter the business version;

3. Click to get the application entrance, and then return;

4. After receiving the registration notification, click the notification to enter the registration page, and click to activate immediately;

5. Prepare for business as required License and other information, fill in the information;

6. After passing the review, it can be opened.

In the WeChat payment business version, the payment can be received instantly and can be withdrawn to the bank card for free. There will be no 0.1 withdrawal fee. In addition, there is no limit on the withdrawal limit.

WeChat Pay

WeChat Pay is a third-party payment platform under Tencent Group and is committed to providing users and enterprises with safe, convenient and professional online payment services. With the core concept of "WeChat payment, more than just payment", it has created a variety of convenient services and application scenarios for individual users. WeChat Pay provides professional collection capabilities, operational capabilities, fund settlement solutions, and security guarantees for various enterprises and small and micro merchants. Users can use WeChat Pay to shop, eat, travel, seek medical treatment, pay utility bills, etc. Enterprises, products, stores, and users have been connected through WeChat, making smart life a reality.