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What types of credit cards are issued by China Construction Bank and how to choose one?

The credit cards issued by China Construction Bank are all named "Dragon Card", and the types include: Dragon Card Prestigious School Card, Dragon Card Business Card, Dragon Card Car Card, etc.

The following is about CCB credit cards:

1. Annual fee exemption policy: Regular Gold Card swiping the card 3 times or 18 times is exempt from the annual fee for the following year (excluding business cards, car cards, etc. Special card types)

2. Cash withdrawal handling fee: Domestic: 5‰ of the transaction amount, minimum 2 yuan, maximum 50 yuan; overseas: 3% of the transaction amount, minimum 3 US dollars.

3. Multi-account management: ***enjoy multiple CCB cards with the same billing date and independent repayments

4. Online payment: Alipay: you can use it after registering online. The single and single-day limits are both 500 yuan

5. Installment business: interest-free installments (3, 6, and 12 installments) for specific merchants are supported. After a single purchase of more than 1,000 yuan, you can call to apply for installments (3, 6, 12, 18, 24 installments). Each installment will incur different handling fees depending on the number of installments

6. Billing date: There are multiple monthly billing dates, and cardholders can change them once a year during the validity period of the card

7. Currency: RMB, RMB/USD, RMB/EUR

If you If you have other specific questions, it is recommended that you call the bank’s customer service personnel and hope they can help you.