However, we also need to note that applying for a credit card generally requires the applicant to have a stable job and income source. Many graduate students do not work and have no stable income source, which may make it more difficult for graduate students to apply for a credit card than office workers. But applying for a credit card also depends on academic qualifications, and as a graduate student, academic qualifications are a good plus item, which is also helpful for applying for a credit card. Generally speaking, graduate students are eligible to apply for credit cards. As for whether you can successfully apply for a card, it depends on the applicant's comprehensive qualifications. If you meet the standards set by the bank, you can successfully apply for a bank credit card. Moreover, the higher the qualification, the easier it is to apply, and the higher the approved amount may be.
: Conditions for handling credit cards:
1, at least 18 years old;
2. Have a stable and legal income.
Information provided for processing credit cards:
1, copy of ID card;
2. Work certificate or income certificate;
3. If you can also provide bank deposit certificate, real estate certificate, degree certificate, etc. , your application approval process will be more convenient and faster.
4. If you have a foreign household registration, overseas personnel apply for a job locally, and active military officers apply for a credit card in their own name, some card-issuing banks may require you to issue a temporary account issued by the local public security department or a certificate (including a work certificate) issued by relevant departments.
5. Other conditions required by the issuing bank.
Process for processing credit cards:
With the above conditions and relevant information, you can go to the bank outlets to handle it. You need to provide your ID card, guarantor's ID card, deposit (required by some banks) and so on, and fill out an application form with the bank, then you can apply for a credit card.