The differences between Shanghai Pudong Development Bank Oriental Card and Wealth Card are as follows:

1. Different association methods

The third-party payment of Oriental Card is mainly tied to a bank account This method, in theory, is less secure than a system such as a bank U-Shield. However, in terms of business operations, banks believe that third-party payment institutions have moved their own cheese, and many customers no longer choose bank-side payment, which can easily lead to the marginalization of bank accounts.

The Wealth Card is a payment function integrated into the Alipay client, and users can complete the quick payment process through their mobile phones.

2. Different advantages

Oriental Card means that when users purchase goods, they do not need to open online banking. They only need to provide bank card number, account name, mobile phone number and other information, and the bank will verify the mobile phone number. After correctness, the third-party payment will send the mobile phone dynamic password to the user's mobile phone number, and the user can complete the payment by inputting the correct mobile phone dynamic password.

Wealth Card considers users’ psychological feelings from all aspects of the product experience and has formed a complete set of security mechanisms and means. These mechanisms and means include: hardware locks, payment password verification, terminal abnormality determination, real-time monitoring of transaction anomalies, emergency freezing of transactions, etc. This complete set of mechanisms will provide users with comprehensive security protection.

3. Different service targets

Oriental Card is mainly suitable for daily consumption payment and transfer of individuals and families. Customers can complete real-time inquiries, transfers, online payments and remittance functions through personal online banking services. The emergence of personal online banking services marks the extension of banks' business reach directly to individual customers' home PC desktops. It is easy to use and truly embodies the style of home banking.

The Wealth Card is mainly aimed at corporate customers such as enterprises and government departments. Enterprises and institutions can use corporate online banking services to understand the company's financial operations in real time, allocate funds within the organization in a timely manner, easily handle large batches of online payment and salary payment services, and handle letter of credit-related businesses.

Baidu Encyclopedia - Oriental Card

Baidu Encyclopedia - Shanghai Pudong Development Bank Easy Financial Management Card