As long as you are over 18 years old and have a stable job and source of income, you can apply for a credit card, because if you want to apply for a credit card, you must have a stable income so that you can afford the monthly card payment. According to the poster's description, the salary is relatively high. If the poster buys a car in Shenzhen, the chance of success will be higher. In addition, it is recommended that the poster apply for the youth card launched by a commercial bank or the young series card, which can satisfy you better. The above is the information I learned. I hope my answer can help the original poster!