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Does it have to be bound to Tonglian Pay when using a debit card to pay off a credit card?

No binding required.

There is no need to bind a Tonglian payment account when using a debit card to pay off a credit card. The specific situation may vary depending on the bank and credit card institution. It is recommended to carefully understand the relevant fees and procedures before making repayment.

Tonglian Payment generally refers to Tonglian Payment Network Services Co., Ltd., which was established in October 2008 and is headquartered in Shanghai.