The first question: If all the ID information is leaked, criminals can apply for ordinary debit cards to empty illegal funds. It can also be used to handle credit cards, directly malicious overdraft, and directly maxed out.

Second: the credit card problem is the most troublesome. You can go to the People's Bank to check the credit records. If you find a credit card record, contact the bank immediately and declare that you did not handle it yourself.

Third, according to the relevant regulations, what you said is irresponsible, and there are many successful cases. However, there are some exceptions, such as someone instructing others to use their ID cards and then split accounts.

Fourth: In any case, it is still a very troublesome thing for yourself.