The simplest way is to let you save money so that the balance is greater than or equal to the installment amount + interest. This will allow for staging.

As long as your credit card can be used normally, the installment limit is your actual available limit. For example: If your current actual available limit is RMB 3,000, the amount of installment transactions that can be processed does not exceed RMB 3,000. If you are unable to apply for installment due to insufficient credit limit, we recommend the following methods:

1 Apply to increase the fixed credit limit.

2 For the insufficient amount, the installment transaction (i.e. overpayment installment) is completed by depositing the corresponding amount; this requires manual application.

3 Pay part of the amount to the merchant in cash or other ways to reduce the amount of installment payment.