CITIC Credit Card has higher interest rates.

According to information on the official website of CITIC Credit Card, the interest rate of CITIC Credit Card is relatively high. The daily interest rate for the regular and gold cards is 0.5% per 10,000, while the daily interest rate for the platinum card is 0.5% per 10,000. This means that when cardholders use CITIC credit cards to make purchases, if they fail to repay the bill in full before the bill payment date, they will need to pay relatively high interest charges. Cardholders need to pay attention to timely repayment when using CITIC credit cards to avoid high interest charges.