1, not activated after application, equivalent to cancellation. Sequela is a possible bad record after the later period. Affect your re-application; After receiving the card, call the bank according to the customer service phone number on the card, directly select the manual service according to the voice prompt, and put forward the reason for returning the card. If you are sure you don't want to, just tell the bank that you just want to return the card, for no other reason, because it is the right of the card user. In addition, some cards need to be opened for consumption before they can be returned. Listen to the explanation of the manual staff whether there is such a requirement, otherwise it can be returned directly. I need to make a phone call.

2. Call to cancel, and it must be tough, because the service staff in the credit card service center is very powerful, and often offer good attractive conditions for you to give up canceling.