"Repayment information"-"Total repayment amount for this period" will not be displayed in numbers.

If the bill has been paid off, there will be no number displayed in the "Repayment Information" - "Total Repayment Amount Due for the Current Period" on the credit card bill. In the account details field, the "repayable amount/overpayment" corresponding to the card number is displayed as 0 or a negative number. This information indicates that you do not need to repay this bill.

There are three repayment methods for credit cards:

1. Repay in full. Pay off the bill in one lump sum after the bill comes out. This is the best repayment method, but the funds required are also quite large.

2. Installment repayment. After the bill comes out, you can repay the current bill in installments. Generally, it can be divided into 3/6/9/12/18/24 installments. This method is relatively less stressful, but it does require a certain amount of responsibility. installment handling fee.

3. Minimum repayment amount. Every bank will give you a minimum repayment amount (10% of the current bill) when issuing a bill. This method is also the least cost-effective repayment method. If the bill amount is large, high interest fees will be paid. The minimum repayment means spending more money to ensure your credit score, but it will only cost you a little more interest.