Since some people can become card gods, they naturally have their own financial management methods. I heard that credit card repayment can also make money. Is this true? Are there any business products that can make money and repay by credit card? Is this credible? It is an ideal choice for cardholders to automatically deduct debit cards with credit cards (some banks can also automatically repay loans with credit cards across banks), but the repayment ceiling set by some banks may lead to repayment failure, which deserves cardholders' attention. In addition to inter-bank debit cards, bank money funds can also automatically deduct money from credit cards-not only earning the expected annualized income of the fund, but also automatically repaying it. Among many credit card repayment methods, this innovative method can be described as the cardholder's first choice. Expanding knowledge of credit card financing overdraft credit card deposit to Yu' ebao 1. There is an upper limit for automatic repayment of inter-bank debit cards. A cardholder has handled the automatic repayment business of binding credit cards with debit cards of other banks. It stands to reason that the credit card should automatically transfer the deposits of other banks' debit cards on the final repayment date, but in essence, the credit card failed to repay when the debit card balance was sufficient! It turns out that the issuing bank of the credit card held by the cardholder stipulates that there is an upper limit of a single deduction of 5, yuan for the bound inter-bank debit card, which is the "upper limit of funds" regulation, which blocks the arrears that should have been remitted to the credit card. The credit cards of banks such as Bank of Communications, Ping An, China Everbright, Shanghai Pudong Development Bank, CITIC and Minsheng Bank support inter-bank automatic repayment. However, the bond debit card issuers supported by the above-mentioned bank credit cards are different, and the set repayment ceiling is also different. For example, the debit card banks supported by China Everbright Bank are ICBC, Agricultural Bank, Bank of China, China Construction Bank, Postal Savings Bank, China Merchants Bank and Industrial Bank. Due to the fact that the repayable amount is limited by the balance transfer limit of the debit card issuing bank, among them, BOC and Xingye debit cards have an upper limit of 5, yuan for a single deduction, and it cannot be repaid automatically if it exceeds 5, yuan. The remaining banks have no repayment ceiling. "Some debit card banks set an upper limit for the maximum amount of a single deduction for credit cards with inter-bank automatic repayment, while some banks do not set an upper limit. Customers should pay attention to this detail." The staff of a credit card center of a joint-stock bank said. In addition, he also reminded cardholders who consume foreign currency to ensure that the "automatic foreign exchange purchase repayment" business is opened on the card to ensure the timely and full repayment of the credit card. What are the pitfalls of expanding knowledge and repaying credit cards in installments?

2. Bank monetary fund binds credit card repayment and makes money. Using monetary fund binds credit card repayment, it not only earns the expected annualized expected income of the fund during the interest-free period of the credit card, but also enjoys the automatic repayment of goods (credit card financing goes to the bank to buy funds to borrow money to make money). ICBC, Bank of Communications and Guangfa Bank have introduced the function of automatic credit card repayment by the Monetary Fund, which allows cardholders to enjoy the expected annualized income of the fund to the maximum extent and ensure timely repayment of credit card arrears. ICBC and ICBC Credit Suisse Fund ICBC cash treasure are one of them. After logging in to ICBC Credit Suisse official website, you can handle this business by clicking on the steps such as "Online Trading Center-Setting Repayment-Signing Agreement". Then, how much more do you earn by choosing automatic linked repayment based on goods than by putting the reserved funds into current account? Taking the seven-day historical expected annualized expected return rate of ICBC (cash treasure) yesterday, the longest interest-free period of 56 days and the credit card debt of 5, yuan as an example, an account is calculated, and it is found that the expected annualized expected return of automatic linked repayment during the interest-free period is more than 3 yuan than the current interest. "cash treasure only supports the bank's credit card repayment, and non-bank cards do not support it for the time being." ICBC Credit Suisse staff added. Bank of Communications, China Guangfa Bank and E Fund Co., Ltd. are similar to ICBC (cash treasure). The cardholder can enjoy the expected annualized expected income of the fund by binding the goods-based products to the credit card and setting the repayment amount. "The premise of handling this business is that both the cargo base and the credit card are bound to the same savings account of the Bank." The staff of Guangfa Bank said.