As a full-currency credit card issued by Minsheng Bank, this Minsheng visa full-currency credit card has always attracted the attention of cardholders. Many cardholders want to apply for this credit card, but they don’t know how to apply for it, and they don’t know whether they meet the application conditions for this card. Let’s introduce it to you. This card is positioned at the gold card level, with a limit of up to 50,000 yuan. Compared with the regular cards issued by Minsheng Bank, it is still difficult to apply for this gold card. However, if you master certain methods and techniques when applying, it will be easy to get accepted. The annual fee is 300 yuan, and the annual fee is waived in the first year. If you spend 5 RMB transactions or 1 foreign currency transaction using your RMB/USD account in the current year, you will be exempted from the annual fee for all currency credit cards in the next year.

1. Application conditions 1. Age requirements: Domestic residents must be between 18-65 years old, and foreigners must be between 25-65 years old; 2. Work requirements: Have a stable employer , income and fixed residence; 3. Credit requirements: no bad credit record (how to establish a good credit record) Note: The applicant for the supplementary card must be the parent, spouse or child of the main cardholder, aged between 16-65 years old.

2. Supporting documents 1. Valid identity documents for main card and supplementary card applicants: resident identity card (please provide the front and back of the second-generation identity card), household registration booklet, military officer ID card, Hong Kong and Macao residents traveling to and from the mainland Copies of pass, Mainland Travel Permit for Taiwan Residents, passport, etc. 2. Main card applicants please provide the following supporting documents: Work certificate: Such as the original work certificate issued by the work unit, a copy of the employment contract, a copy of the work permit, etc. Proof of income: Such as salary records issued by banks, income certificates issued by units, income tax withholding vouchers, etc.

Tips 1. The limit of Minsheng VISA all-currency credit card is related to the personal information submitted by the applicant and the applicant's overall situation. 2. Every six months, Minsheng Bank will increase the credit card limit. As long as the card owner swipes the card frequently and repays on time, the bank will automatically increase the credit card limit. Minsheng VISA all-currency credit card (0 handling fee for foreign currency transactions and overseas cash withdrawals; discounts for overseas five-star hotels)