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How to apply for temporary credit line of China Construction Bank?
There are five ways to apply for temporary credit line of China Construction Bank:

1. Bring my ID card and credit card, go to the nearest business outlet of China Construction Bank, and directly apply at the counter to increase the temporary credit limit of credit card.

2. The cardholder can call the 24-hour customer service telephone number of China Construction Bank at 400-820-0588 to apply for adjusting the temporary credit line through manual service.

3. Use the phone number reserved by the bank to edit the short message "CCTE# Last Four Numbers of Card Number # Amount to be Adjusted" and send it to 95533.

4. You can apply through WeChat official account (take Apple 12, ios 14 and WeChat 8.0. 13 versions as examples):

Pay attention to the official account of WeChat "China Construction Bank", then follow the prompts to bind the credit card, and then click "Credit Card-Line Management" to apply for a temporary line.

5. Log in to the "China Construction Bank" mobile APP (taking Apple 12, ios 14 and iPhone5.6.0 as examples), search for "temporary credit card limit adjustment" and follow the prompts.

China Construction Bank's credit card withdrawal application may fail for the following reasons:

(1) The previous credit report is overdue, resulting in a bad credit record;

(2) The applied credit card is held for a short period of time and needs to be activated for a period of time to apply;

(3) The permanent quota just applied for or the temporary quota previously applied for has just expired;

(4) seldom use the maximum credit card, and the credit card utilization rate is not high;

(5) There are recent violations such as cashing out or lending other people's cards;

(6) The status of the credit card held is abnormal or expired.

It is worth noting that I hope to improve my credit card credit score through high consumption, so I suggest that I spend more and diversify my consumption at ordinary times, and use credit cards to pay for my daily consumption in various physical stores, such as travel, supermarkets and restaurants. And repay it in time every month.

If the credit card record is good, CCB may also send you a text message inviting you to increase the fixed credit card limit.