I remember Huaxia Credit Card supported Taobao Alipay. You can open Taobao Payment Help to see if there is a Huaxia credit card in it. Alipay official website is better, because Taobao pays through Alipay.
The annual fee is charged according to the actual situation, not according to the natural year. Just swipe your card 5 times before June 65438+ February next year.