When high-end business travelers apply for credit cards, they pursue credit card benefits such as airport/high-speed rail VIP lounge services, points redemption for miles or mileage gifts, etc. The Pudong China Eastern Airlines Co-branded Platinum Card can meet all users’ travel needs. However, credit card limit is still an issue that cannot be ignored. So, what is the limit of Pudong Eastern Airlines Platinum Card? What happened to the derating?
As we all know, Shanghai Pudong Development Bank has always taken a high-end route, and as a platinum card level, the Shanghai Pudong China Eastern Airlines co-branded platinum card has a limit of more than 50,000 yuan. The specific amount is determined by the credit card application platform based on the applicant's credit conditions. However, some cardholders said that the minimum limit of the Shanghai Pudong China Eastern Airlines co-branded platinum card is 10,000 yuan, and many cardholders with average credit conditions have personally applied for the card. Such a low limit is far from enough for cardholders with high-end business travel needs, but it is a pity to cancel the card. After all, credit card benefits: quickly accumulate airline points, miles, buy one and get one free on air tickets, these are very valuable Attractive.
If the user's Pudong Eastern Airlines Platinum Card limit is reduced, it may be due to these reasons. For example, the user is suspected of using the card improperly, such as overdue, cashing out, etc.; or the credit card has not been used for a long time, becoming The credit limit of Pudong Development Bank Credit Card is occupied by the sleep card; there is also the possibility that the user only repays in full and does not know how to amortize or repay with the minimum amount, and may also encounter a reduction in credit limit. Therefore, if you do not want to be derated, users must standardize their card use and maintain good card usage behavior, so that they can use Pudong Development Credit Card for a long time. If the user wants to restore the limit of the Shanghai Pudong Development Bank Platinum Card, he can directly contact the customer service of Shanghai Pudong Development Bank and inquire about the reason for the reduction. If there is no bad card use behavior, he can apply for restoration of the limit; if the bank does not have sufficient reasons to reduce the limit, the user You can apply to restore the credit limit through the customer service phone. If you don't agree, cancel the card. Generally speaking, the bank will agree to restore the credit limit.
The above is the relevant situation of Pudong Eastern Airlines Platinum Card. Users can submit applications according to their actual needs. Do not blindly pursue high limits, otherwise it is easy to over-borrow and eventually be unable to repay.