The current balance of a credit card can be understood as the total amount of consumption that has been recorded so far. The current balance of a credit card generally has the following situations:

1. There is consumption in the credit card that has not been recorded

It is not included in the current balance, but the limit (consumption) has been occupied The deposit time usually takes 1 day).

2. There is an installment business in the credit card

The credit card limit is occupied, but the monthly installments are included in the bill and the repayment is due, and are not displayed in the "Current Balance".

3. There is a pre-authorization in the credit card

The frozen limit is not included in the current balance.

4. Have multiple credit cards in your name

Spending on other cards will also occupy the limit of this credit card, but will not be included in the current balance of this credit card.